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MetDESK® MetLife's Division of Estate Planning for Special Kids helps you to take steps to provide lifetime quality care that your child or dependent with special needs requires.
Planning for the future of an individual with special needs requires indepth knowledge of the federal laws as they pertain to government benefit eligibility and legal documents such as special needs trusts and guardianships. There are important financial considerations as well for providing not just lifetime care, but quality of life.
The same holds true for dealing with issues of medical insurance authorizations for specialized services and products such as physical therapy and medical equipment. It is also true when it comes to knowledge of the special education laws which most often require you to become an active advocate and participant in your child's education plan.
In planning for the future of your child or dependent, remember that you are the primary expert, but you may also need to turn to a number of other experts for assistance on such things as special needs estate planning. Though many of these issues can seem overwhelming, it is important you take the time with those experts today to provide for your child's tomorrow.
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The Torn Security Blanket:
Children With Special Needs And The Planning Gap
Find Out More: Executive Summary
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Out of 72.3 million families includes in the 2000 Census, about 2 in every 7 reported having at least one member with a disability.
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Of the 20.9 million families reporting at least one member with a disability, 5.5 percent have both adults and children with a disability.
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One in every 26 American families reported raising children with a disability.
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An estimated 2.8 million families, 367,000 families, 1.3 percent, reported raising two or more children with a disability.
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Learn more about how this new, easy to use on-line tool created to help close this planning gap for parents with children with special needs.
*Source: "Disability and American Families: 2006", US Census Bureau, July 2005 Report
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